Mortgage home re financing debt consolidating Cam live sex without registation


03-Jul-2017 12:28

The advantage of doing this is that the interest rate on your home loan is likely to be lower than you’re paying on your smaller debts.

Debt consolidation is not debt elimination Since debt consolidation clears the debt from your credit cards, the temptation is to think that you’ve paid off the debt. You’ve merely transferred the debt to your mortgage.

Personal loans aren’t tax deductible Interest charges on an investment loan are tax-deductible but interest on a home loan isn’t.

When you consolidate your debts, you need to be mindful of how much interest you can claim as a tax deduction.

(Check out our handy mortgage and debt consolidation calculator).

You would then have two mortgages: your first mortgage and a second mortgage which could be the debt consolidation home loan.Essentially it is using the equity in your home / refinancing your home to consolidate your debts into one payment in order to pay off your debts.



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